You are here

Lusk Perspectives

Available via Podcast

Listen Now

Resources for COVID-19 and Beyond

During a time of great uncertainty and change, connection and information is a more important resource than ever before. Today's problems could be amplified or completely altered in a matter of days or hours, so it is vital that organizations and thought leaders frequently share knowledge, dispel rumors, and offer insight.

To meet this need, the USC Lusk Center for Real Estate launches the resource Lusk Perspectives.

Hosted by Professor and Lusk Center Director Richard K. Green, Lusk Perspectives offers timely analysis and shares accurate data vetted by leading experts on the latest developments and observations concerning COVID-19.

Once interviews are conducted, resources and videos will be made available here and on podcast channels as soon as possible.

 

Latest Perspectives

The COVID Economy: Where Are We Now?

October 9, 2020
Diane Swonk | Chief Economist, Grant Thornton

Diane Swonk discusses where we’ve been and possibly where we’re going as the economy braces for more impacts from COVID-19 with Richard Green. Tracing the line back from January 2020 to the Fall, she overlays her concerns about COVID’s long term impacts on Millennials, Gen Z, women in the workforce, and the ever-widening gaps in racial disparities. Green offers supporting evidence as well as questions regarding how the supply chain might change. Swonk insists throughout that the course of the virus is the course of the economy regardless of government intervention. 

Listen via podcast

Analyzing Mortgage Market Risks

September 29, 2020
Laurie Goodman
Laurie Goodman | Vice President and Co-Director, Housing Finance Policy, Urban Institute

Laurie Goodman sits down with Richard Green to discuss all things mortgage market including her success and key takeaways from analyzing asset classes in the 2008-2009 financial crisis, how she and her team created the housing credit availability index, the impact of both Dodd-Frank legislation and COVID-19 on the mortgage market. Additionally, Goodman offers data-based observations on credit evaluation flaws and how that widens the black-white homeownership gap.

Listen via podcast

 

How Credit Scores Are Built And Used

September 17, 2020
Amy Crews Cutts
Amy Crews Cutts | President, AC Cutts and Associates

Amy Crews Cutts details how credit scores are built, what factors and variables may contribute to how they are evaluated, how credit scores from FICO and others have evolved, and the limits to the formulas and data used in building the models that provide credit scoring. Richard Green asks questions about how debts differentiate in the calculations, the issues with using outdated FICO scoring models, and what can be done regarding social disparities created by flaws in credit scoring.

Listen via podcast

View highlights

Investing in the Age of COVID

September 2, 2020
Nela Richardson
Nela Richardson | Principal, Investment Strategist, Edward Jones

Nela Richardson outlines factors to consider in determining investment strategy and evaluating the economic outlook. Richardson covers how management of COVID-19 will shape the recovery, the shape of the overall recession, how past and likely future government stimuli help bridge gaps, and what a long-term growth perspective can do for resilient investing. Richard Green asks questions regarding how bonds have changed; the fate of office space and brick-and-mortar retail; whether the latest corporate commitments to diversity, inclusion, and anti-racism will follow through on their promises; what businesses are moving as a result of lockdowns; and more.

Listen via podcast

View highlights

State and Local Budgets

August 25, 2020
Carolyn Coleman
Carolyn Coleman | Executive Director, League of California Cities
Tracy Gordon
Tracy Gordon | Senior Fellow, Urban Institute
Lois Takahashi
Lois Takahashi | Director, USC Price Sacramento

Lois Takahashi moderates a discussion on how COVID-19 is impacting state and local budgets with Tracy Gordon and Carolyn Coleman. Gordon outlines the nationwide declines in revenue are dramatic and could take up to 10 years for unemployment to fully recover. Coleman’s focus on the local picture illustrates that across the board, cities of all sizes are coming up against a variety of shortfalls in revenue and a likely reduction in services. Richard Green fields questions alongside Takahashi regarding how online retail is impacting tax revenue, how inequities are increasing during the pandemic, and the opportunities that this massive fiscal and social shakeup may provide.

Listen via podcast

View highlights