Laurie Goodman sits down with Richard Green to discuss all things mortgage market including her success and key takeaways from analyzing asset classes in the 2008-2009 financial crisis, how she and her team created the housing credit availability index, the impact of both Dodd-Frank legislation and COVID-19 on the mortgage market. Additionally, Goodman offers data-based observations on credit evaluation flaws and how that widens the black-white homeownership gap.

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Amy Crews Cutts details how credit scores are built, what factors and variables may contribute to how they are evaluated, how credit scores from FICO and others have evolved, and the limits to the formulas and data used in building the models that provide credit scoring. Richard Green asks questions about how debts differentiate in the calculations, the issues with using outdated FICO scoring models, and what can be done regarding social disparities created by flaws in credit scoring.

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Nela Richardson outlines factors to consider in determining investment strategy and evaluating the economic outlook. Richardson covers how management of COVID-19 will shape the recovery, the shape of the overall recession, how past and likely future government stimuli help bridge gaps, and what a long-term growth perspective can do for resilient investing. Richard Green asks questions regarding how bonds have changed; the fate of office space and brick-and-mortar retail; whether the latest corporate commitments to diversity, inclusion, and anti-racism will follow through on their promises; what businesses are moving as a result of lockdowns; and more.

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