Todd has more than 25 years of real estate banking experience. His banking career started in 1995 with the Large Corporate Real Estate Group at Bank One (now JP Morgan Chase). Todd was recruited to Wells Fargo in 1999 when he joined the Real Estate Banking Group at the headquarters office in San Francisco. Upon promotion, Todd relocated to the Real Estate Banking Group office in Los Angeles in 2003. As an Executive Vice President and Regional Manager, Todd managed a multi office geography with a team of 30 and a portfolio exceeding $7 Billion. Todd managed real estate originations, underwriting, risk and portfolio management for sponsors based in Los Angeles, Hawaii and larger institutional sponsors in Arizona and Nevada. Todd maintained $20,000,000 of independent credit approval authority while running the $150,000,000 annual revenue P&L. In 2018, Todd joined HSBC as a Senior Vice President and Regional Head based in Los Angeles. At HSBC, Todd and team are focused on larger institutional clients based in the western United States, along with international sponsors active in the United States.
Todd has been directly involved in originating nearly $20 Billion in loans over his career with a focus on lending to opportunity funds, public and private real estate investors, operators, developers, homebuilders, family offices, REITs, joint venture vehicles and international sponsors. Todd has demonstrated expertise in real estate lending secured by nearly all product types, loan-on-loan, recourse and non-recourse lending both senior and mezzanine, syndicated credits, construction and bridge lending, repositioning finance, perm loans, term loans, revolving lines of credit, unsecured loans both revolving and term along with providing general banking products and services. Todd is adept at recruiting, developing and managing diverse and inclusive teams and has over 15 years of P&L management experience.