[cc] 00:07:18 Meanwhile, low mortgage rates--and we've seen record lows, multi-year lows over the past couple of years, have pushed home ownership rates to record levels. We are seeing a disparity, though, when it comes to minorities. Minorities are still buying homes at a slower pace. According to a study done by USC's Lusk Center For Real Estatecolor>, about 75% of whites own homes, compared to 50% for blacks and latinos. ...