Larry Mantle hosts a discussion regarding California Proposition 15. If passed on November 3rd, this initiative constitutional amendment will generate an estimated $6.5 billion to $11.5 billion annually for local governments and K-14 public education by creating a "split roll" property tax system that increases taxes on large commercial properties by taxing them at market value, without changing the assessed valuation process for other properties. Richard Green briefly introduces the talk while Manuel Pastor  and Rex Hime (President and CEO, California Business Properties Association) discuss what the ramifications of this proposition could be for California business, local municipalities, and education. 

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Diane Swonk discusses where we’ve been and possibly where we’re going as the economy braces for more impacts from COVID-19 with Richard Green. Tracing the line back from January 2020 to the Fall, she overlays her concerns about COVID’s long term impacts on Millennials, Gen Z, women in the workforce, and the ever-widening gaps in racial disparities. Green offers supporting evidence as well as questions regarding how the supply chain might change. Swonk insists throughout that the course of the virus is the course of the economy regardless of government intervention. 

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Laurie Goodman sits down with Richard Green to discuss all things mortgage market including her success and key takeaways from analyzing asset classes in the 2008-2009 financial crisis, how she and her team created the housing credit availability index, the impact of both Dodd-Frank legislation and COVID-19 on the mortgage market. Additionally, Goodman offers data-based observations on credit evaluation flaws and how that widens the black-white homeownership gap.

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